Public Disorder - support for business


Vince Cable - Written Ministerial Statement

The appalling criminality we have seen across England in recent days has devastated not only local communities but also a very significant number of businesses. BIS and other Government Departments are working with local enterprise partnerships, local authorities and business organisations to ensure affected businesses have access to practical advice, information and support to get back on their feet as quickly as possible.  I would like to set out what help and advice we can offer these businesses: Insurance

  • Businesses which have suffered loss should obtain a crime number from the police and contact their insurers immediately. We are working closely with the insurance industry to make sure that all claims from affected businesses are dealt with swiftly and satisfactorily. The Association of British Insurers (ABI) have confirmed that insurers’ priority is to help business through this traumatic period. Insurers are working as quickly as they can to deal with claims and most have 24 hour call centres.
  • The ABI advise us that their member companies will be on hand to answer any questions that affected businesses may have. Most commercial insurance policies will cover businesses for damage to their premises, including the interruption to their business as a result of fire, looting and the other damage caused by the recent riots. Some policies will also cover those businesses which are not damaged but whose trade has been affected by the aftermath.  
  • Any uninsured individual, homeowner or business that has suffered damage to or loss of their buildings or property as a result of rioting, can seek compensation from their Police Authority under the Riot Damages Act. It is normally the case that claims must be received within 14 days but to give people more time to submit these claims the Home Secretary is extending the period to 42 days. [To claim, download and complete a claim form - this form will be available from this page, Directgov and Business Link shortly

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